Real-world scenarios where Regini infrastructure powers financial services for Africa's informal economy.
Pay thousands of drivers, couriers, and delivery workers instantly — without bank accounts.
Gig platforms managing large informal workforces need to pay workers daily or weekly. Traditional bank transfers exclude workers without formal accounts, and M-Pesa limits create friction at scale. Regini provides wallet-per-worker infrastructure with instant USDC payouts and M-Pesa off-ramps.
We needed to pay 3,000 waste collectors weekly. Regini's payroll API let us do that with a single API call — and workers can withdraw via M-Pesa instantly.
— Platform partner, Nairobi
Pay smallholder farmers for harvests, enable savings for inputs, and build financial history.
Agricultural platforms connect smallholder farmers to buyers. Delayed payments destroy trust. Regini enables instant USD payment at point of delivery, plus automatic savings for the next planting season. Workers with no formal financial history build credit via on-chain payment records.
Escrow, split payments, and instant seller payouts for informal market sellers.
Digital marketplaces serving informal traders need escrow to protect buyers and sellers, and instant payouts to keep sellers on-platform. Regini's wallet infrastructure enables escrow-as-a-service with automatic release on delivery confirmation, plus instant split payments.
Distribute digital aid, cash transfers, and grants securely with full audit trail.
NGOs need to distribute cash transfers to large numbers of beneficiaries with minimal leakage and full auditability. Regini enables USD stablecoin distributions directly to beneficiary wallets, with USSD withdrawal so no smartphone is needed.
Schedule a call with our team to design the right integration for your use case.