About Regini

Financial infrastructure
designed for the informal economy

700 million informal workers in Africa have no access to savings, credit, or insurance. We're building the infrastructure layer to change that — one API at a time.

01

Financial inclusion through infrastructure

We don't build apps for workers. We build the infrastructure that allows platforms to embed financial services for workers — at scale, with the right economics.

02

Stablecoin economics for micro-finance

Blockchain rails make micro-transactions economically viable — $0.002 per transfer vs $0.50 via traditional banking. That's the difference between a viable product and not.

03

Africa-first, not Africa-adapted

Built for USSD, WhatsApp, M-Pesa, and informal work patterns from day one — not retrofitted. Every design decision starts from the Kenyan informal economy.

Mission

Why we exist

Regini builds financial infrastructure specifically designed for the informal economy in emerging markets. We believe that the next generation of financial inclusion will be built by platforms that serve informal workers — and we want to be the infrastructure layer they run on.

Our pilot with Mr. Green Africa — where we onboarded 150 waste collectors in Nairobi onto USD stablecoin savings — showed us that the challenge isn't building consumer apps. It's building infrastructure that makes it easy for any platform to embed financial services for their workforce.

Our focus areas
Financial inclusion
Embedded finance
Stablecoin infrastructure
African markets
Informal workforce
On-chain reputation
Active pilot
Mr. Green Africa × Regini
150 waste collectors in Nairobi onboarded onto USD stablecoin savings wallets — via USSD with M-Pesa off-ramp.

Get in touch

For developers

Explore the API documentation, get a sandbox API key, and start building today. No credit card required.

View API docs

For enterprises & partners

Discuss a large-scale integration, custom pricing, or a pilot programme. We work closely with platforms managing large informal workforces.

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Ready to build with Regini?

Join platforms already embedding financial services for Africa's informal economy.

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